Advice Center

Have You Had a Mortgage Checkup?

Reviewing your mortgage might not be something you think to do annually, but it can be a great strategy to make sure your mortgage is appropriate for your financial goals and your stage in life.

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Is Fear Keeping You from Retirement?

The average retirement age is increasing. Not counting those who retire early for health reasons, personal finance website Don’t Quit Your Day Job… states the median age is 63, and, most common retirement age is 65 among recent retirees.

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Why You Should Consider a Corporate Personal Representative

People often give a lot of thought to how they want their assets distributed after their death, but it’s just as important to carefully consider who you’ll name in your will as personal representative – the person who will carry out your final wishes and administer your estate.

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What to Do If You’re Worried About a Recession

You may have heard rumblings that a recession could be imminent. Bull markets (when share prices are rising) historically last about five or so years, and we’ve been in one for more than 10 years now.

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Credit Score Conundrums

Trevor of Fargo wants to know how important it is to have a good credit score, and what he can do to start building credit. Here’s what Tom Scheid, who manages our headquarters location in Fargo, has to say.

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Optimizing Social Security Benefits

There are many situations to consider when you are figuring a Social Security strategy.

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Tips For Driving In Bad Weather

Road conditions are not the only reason your car may operate differently in the winter. Cold temperatures can also affect it.

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How Life Insurance Can Help You Protect What Matters

When considering your insurance options, coverage and the best plan to buy, you need to consider your lifestyle, family status, income and goals.

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When Mortgage Rates Drop

Deciding whether to buy a home or refinance your mortgage is a personal one and should be based on your individual circumstances. Still, market conditions can certainly provide opportunities to save money – whether you want to buy or refi.

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Elder Scams and What to Watch For

Could you spot a scammer? Some scams might seem obvious in hindsight, but scammers are very good at what they do – and older adults are often their preferred targets.

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Roth IRA Benefits

Roth IRAs have become increasingly common because they offer savers many potential advantages and can help you arrange tax-free retirement income.

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Common Scams by Age Group

No age group is immune to potential scams, but certain groups do seem more susceptible to specific types of scams.

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Major SECURE Act Changes Explained

Confused by the SECURE Act? We’re here to help. Here’s how some of the biggest changes could affect you and your retirement plan.

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How to Protect Your Assets If You Need Long-Term Care

People today know they might need to pay for long-term care, but not many want to buy long-term care insurance, as it can be expensive and they may never use it.

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