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Being on the water is relaxing, and watching families enjoy their water toys makes us smile. And making sure you’ve got the right insurance coverage for watercraft of all kinds – not to mention the fishing tackle and other gear you carry in them – will give you peace of mind for enjoying the water.
Depending on whether you have a fishing boat, pontoon or jet ski, your coverage might be different – but it doesn’t need to be a Titanic problem! Your Bell Insurance agent can help you decide if you can add a boat onto your homeowners policy, or if it’s best to have a separate policy. It’s a great conversation to have before lake time!
Coverages You Might Consider:
What’s Your Boat’s Value?
Watercraft value depends on many different factors, including age, condition, motor size, and area of the country. Start by checking out the NADA Guides and entering as much information as possible. NADA will help you gauge the value if it's been more than 2 years since you purchased your watercraft. And even if it’s been less than 2 years since you bought, you should still check NADA’s value so we can insure for the correct amount.
Have a question about your boat coverage? Wondering about who can drive it? Want to know if an accident will affect the price? We should talk. Contact a Bell Insurance agent.